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IDENTITY THEFT! What To Do After A Loss

January 10, 2015 by Quentin Childs Leave a Comment

IdentityTheftAccording to the Federal Trade Commission, there are almost 10 million identity theft victims annually in the United States with combined losses over $5 billion. In addition to the financial loss, substantial time and energy is required of the victims to correct a multitude of problems arising from the misuse of their personal information.

Following are some tips for victims of identity theft:

  • Place a fraud alert on your credit cards
  • File a police report
  • Notify your financial institution to modify account information
  • Contact creditors to advise them of the situation
  • File a complaint with the Federal Trade Commission

An Identity Theft Affidavit is now available for use in disputing fraudulent debt. In many cases, the affidavit allows a victim to avoid filling out numerous forms, as it is accepted by several companies. Before a victim sends the completed affidavit to a company, they should check with the company to make sure it is acceptable.

Detailed information on the immediate action tips for victims and the identity theft affidavit can be obtained at 1-877-FTC-HELP or their website www.consumer.gov/idtheft IMG offers identity fraud endorsements with your homeowners policy. Usually the endorsment provides $15,000 coverage for a nominal premium charge, usually around $25.

Call our office for more information.

Filed Under: Personal Insurance, Show Right Tagged With: Identity Theft

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Contact Us

Address:
208 8th Street SE
Altoona, IA 50009
Toll Free: 800-733-6016
Office: 515-967-3761,
Fax: 515-967-7051
Email: insurit@insmgmtgrp.com
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